Canadian Seniors Age 40-80 Can Get Up To $250,000¹ Life Insurance Coverage That Can Pay While Still Alive³

Starting From Just $3.50/week²

No Medical Exam Required & Easy Application Process

What Is Your Age Group?

What Is The Canadian Life Insurance Benefit?

The Canadian Life Insurance Benefit is a private life insurance program underwritten by some of Canada's most trusted insurers. It's available to Canadians between the ages of 40 and 80, with no medical exam required.

What makes it different: If you're diagnosed with a terminal illness and given less than 12 months to live, your full benefit amount can be paid out while you're still alive — not after.

It's not a government program. It's a private policy designed to give Canadians peace of mind at a price that makes sense.

It Takes Less Than 60 Seconds To Get Started

  • Step 1: Select your age group below
  • Step 2: Answer a few questions (it takes less than a minute) and we will present you with choices and prices.
Quick & easy to apply — no medical exams required, just some health and lifestyle questions.
Add the Terminal Illness Coverage option, and get paid out while you're still alive if you get terminally sick³
A licensed advisor will call you to complete your application

¹Coverage and rate amounts, and eligibility depend on individual underwriting and age requirements. Not all applicants will qualify for the maximum coverage amount.

²Rates shown are for a 40-year-old female non-smoker with $50,000 in life insurance coverage

³Terminal Illness Coverage pays out if diagnosed with a terminal illness with less than 12 months to live, as defined by policy terms and conditions