Help protect your family's future with life insurance that pays your family directly—completely tax-free. From as little as $20.27/month2.
Life insurance death benefits are 100% tax-free to your beneficiaries
100% tax free. No probate. Paid directly to your loved ones.
$500K policy → $500K to your family
Real financial security that changes lives
4 years of tuition, books, and living expenses—fully covered
20% down on a $600K home—no mortgage stress
Launch their dream business without debt
Emergency fund, retirement savings, peace of mind
That's the power of $1.5 million1. And it costs less than you think.
See How Much I Qualify For →Answer a few questions online to request your free quote.
Pick the coverage amount and price that fits your budget.
Full cover from day 14.
Yes! Life insurance death benefits are completely tax-free in Canada. Unlike RRSPs, TFSAs, or property inheritance, your beneficiaries receive the full amount with no income tax, capital gains tax, or probate fees.
No medical exam required however health and lifestyle questions do apply. This will be done over the phone and not online as stated. Full cover from day 1 once approved4.
Employer coverage is great but has limitations: it ends when you leave your job, typically maxes out at 2-3x your salary, and isn't portable. Personal coverage stays with you forever and can be much larger—ensuring your kids' future regardless of job changes.
Immediate Coverage: full cover from day 14.
1Coverage amount is age-dependent. Terms and conditions apply.
2Based on $500,000 of coverage for a female 30 year-old non-smoker in the first year.
3Health & lifestyle questions apply
4Excluding suicide in the first 2 years.